Our Founder and Mentor: Paul LeJoy

Paul was born in  a little village in the thick rain forest of Cameroon, Africa. In his nascent years, Paul lived primarily with his mother. They lived in an accessory dwelling unit (ADU) next to his mother's brother's home. Then one day, out of the blue, his uncle asked them to leave the ADU. Up until this day, Paul does not know why his uncle made that move.

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There's no homelessness in the village but Paul and his mother were homeless. For a bit. His mother must have relayed her predicament to the presbyterian minister who owned a home across the street but he and his family lived out of town where he pastored. Paul and his mother moved into the pastor's home, a much larger home. The walls of the main house were made of raw untreated cardboard, no insulation. The roofing material was corrugated metal, no ceiling. That was the front house. The main house.

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The back unit was the kitchen. A tall, cone structure whose walls were made of bamboo and its roof made of thatch. One day, on another one of those thunderous torrential rains, Paul and his dear mother clung to each other, drenched in the heavy downpour. Paul was hardly 10 years old at the time. He swore to never see his lovely mother suffer this way once he grew up. No more cockroach and rat-invested abode. No more long treks that broke their backs to peasant farming. No cars. No bikes. There had to be a better way.

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Education was the way. In spite of the fact the elementary school was miles away and there was no other means of transportation except his tiny legs, in spite of the lack of books, and everything else, Paul vowed to be best student he could possibly be. He had a goal even at that early age. He was so determined to rid his mother of the suffering. The shame.

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Paul graduated from elementary school and headed to secondary school. Hygiene conditions in the first year in secondary school were horrible. Paul couldn't stand them. He moved out of that first home to another facility where things were a little better but his desire was to be admitted into the dormitory. His dreams came through. 

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Paul continued to study hard. A few years later, he graduated at the top in class. He then moved to Limbe, a coastal city, to attend high school. Resolved as always, Paul studied even harder, graduating with honors. The government of Cameroon rewarded his hard work by offering him a scholarship to study Radio, Film and TV Production in England. Paul graduated with honors. Desirous to be the director of news, Paul pursued a Master's Degree in International Relations and Economics. That's when he came across the four dragons of East Asia: Taiwan, Singapore, Hong Kong and South Korea.

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Intrigued by the advancement and economic prowess of these tiny countries vis-a-vis relatively larger and more populous African countries, Paul traveled to Asia to investigate the secrets of these countries. He left England and landed in Taiwan where he planned to live in for 1 year. But his one year became 7 years. Paul never returned to produce radio, film or tv in Cameroon. Instead, he joined the computer industry. 

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Paul did well in Taiwan, especially after publishing his first book, Black in Taiwan, there. He had lived in England for 7 years. In his 7th year in Taiwan, Paul decided to leave the island, much to the dismay of his admirers and well-wishers.

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Paul moved to California, not really knowing why and for how long he'd be in Silicon Valley.

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In 2005, Paul obtained his real estate license and in November that year, he quit his W2 job and went full-time into real estate. Assuming, wrongly, that real estate would always appreciate in value, Paul made a ton mistakes by investing in real estate, erroneously. He didn't have a mentor in whose successful footsteps to follow, someone to navigate him through the landscape of real estate investing or even real estate sales. In 2007, the real estate market crashed and Paul was at a loss as to what to do with his life. 

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Nonetheless, Paul didn't throw in the towel. Instead he contemplated ways to thrive. When the going gets tough, the tough get going. He looked into who the key players were at the time: The Lenders. They were foreclosing on borrowers left and right. So he started doing broker price opinions for lenders. Soon, Paul started getting bank-owned properties to list. In 2009 when many real estate agents were leaving the trade, Paul's firm grew in number, instead.  In 2010, Paul created TriCity Investors, LLC whose primary goal was to buy distressed properties. In 2011, he created Community First USA, LLC whose goal was to stabilize neighborhoods by transforming derelict bank-owned properties into the best looking properties on the block. In an age where people were occupying Wall Street, it made a lot of PR sense for the banks to work with Community First. Instead of deluging the market with distressed assets, they allowed Paul and his team to buy, rehab and sell them to first-time home buyers. 

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By 2017, these first-time homebuyers had gained a ton of equity in their homes. Interest rates were dropping. The refi boom had arrived. Paul had helped these first-time home buyers become rich in equity. It was time for him to continue his education: i.e. show these nouveau-riche homeowners how to convert their equity into wealth. To be a better advisor, Paul obtained the mortgage broker license and founded The Money Market Inc. 

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Fast forward to 2023, Paul had the strong urge to create a new enterprise, one that's empowering and scalable. One that can be on autopilot and everyone who wants to tap into his and his team's experience and expertise can avail themselves to them. Paul has always been about empowering people. 

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Paul has lived in Silicon Valley since 2001. When he got here companies like Facebook, Tesla, YouTube, Uber, Zoom and many others weren't yet born. Yet, since their birth, Paul has seen these technology behemoths move and shake the world. Yet, he Paul was not shaking even his street.

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Enter FAT.

 

Real estate is the most powerful way of touching people's lives, of creating millionaires, of having immense impact in the world. Paul is seeking to empower people to use real estate to build wealth and real communities. With FAT, tribe members can flip at least 1 property a year and make a decent profit. They can see their net worth explode in just a matter of time, 6 months, 1 year. FAT has the tools to acquire properties that no one wants, no one sees the intrinsic value of  in their current condition. But like gold, like diamond, FAT sees the end product. It has the vision. 

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Paul believes that all things will pass away, but real estate will remain. Technologies and companies come and go, but not real estate. Today's real estate trends may and will become obsolete in 10, 20, 100 years. The houses, the properties will still stand, but they will need a facelift that fits the era. That's why FAT is perennial. Eternal. Today is forever. Today is in the present.

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The strength of the wolf is in the pack. Paul burns with the desire to empower people and thus reduce or even eliminate suffering. Suffering like the one he went through growing up in Muambong, a tropical rain forest village in Cameroon. Join Paul to build wealth, lasting relationships and impact our world by educating and enriching ourselves here in America and doing the same for the less fortunate in countries we were born in.

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Every year, millions of immigrants flood the shores of these beautiful shores of the United States of America seeking greener pastures and looking for ways to elevate themselves and their relatives back home from poverty, depravity and even shame. Some come here legally. Others illegally. Many end up unable to attain the American Dream. They end up frustrated and exhausted. But even those whop get good jobs may not thoroughly enjoy the American Dream if their relatives back home continue to live in poverty, depravity and shame. Paul's solution to this problem is real estate education, especially wealth through flipping properties. He believes in helping immigrant tap into real estate goldmine and become wealthy and use their wealth to invest in viable businesses back home. Paul believes that not everyone wants to come to America, and not everyone should move here. If immigrants create viable opportunities back home, their relatives would stay back home where they have their roots, the weather is nicer and the opportunity to get a higher ROI is even higher. 

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